TATA CAPITAL BUSINESS LOANS
Loan Up to ₹ 90 Lakh* | Tenure Up to 60 months | Minimum Documentation
What is a Business Loan?
Every business, regardless of size or type, occasionally needs funding to grow and manage operations. A business loan is an unsecured credit option designed to meet your urgent financial needs—whether it's expanding your business, increasing production, going online, purchasing inventory, or acquiring equipment.
Tata Capital offers quick, hassle-free business loans to support your company's growth. Whether you're looking to expand, invest in new technology, manage cash flow, or acquire assets, our flexible, instant loan options can help.
Enjoy easy online application, minimal paperwork, and secure funding up to Rs. 90 lakhs. Choose a repayment plan that fits your business, with structured EMIs for seamless financial planning. With Tata Capital’s business loans, you get the financial boost you need—precisely when you need it—to confidently scale your business.
*Disclaimer: Approval is at the sole discretion of Tata Capital Limited. Terms and conditions apply.*
-
Loan Amount --- ₹ 40,000 to ₹ 90 Lakhs
-
Loan Tenure --- 12 to 60 months
-
Interest rate starting @ --- 12% p.a. - 30%
Features and Benefits of our Business Loan
Customized Loan Amount
Flexible Loan Tenure
Convenient EMI Options
Get business finance of Rs. 40,000 to Rs. 90 lakhs to meet your unique business finance requirements.
Choose a flexible business loan tenure between 12 months to 60 months as per your repayment capability.
We offer various EMI options for business loans. You can either opt for a Fixed EMI plan, wherein your EMI remains fixed for the entire loan tenure, or a structured EMI plan, where you can select a flexible repayment schedule based on your monthly income.
Minimum Documentation
Quick Approval and Fast Disbursal
No Collateral Required
We approve business finance with minimal documentation. We ask only for a handful of documents to approve business loan applications. You can avail of an online business loan and simply upload the required documents on our website.
We provide fast approvals for business loan applications. You can apply for a business loan and get the finances in your bank account with minimum delay. We ensure a swift disbursal process.
Another reason to apply for our MSME/SME loans is that you’re not required to pledge any collateral to avail of business finance.
Get Competitive Interest Rates
We offer competitive interest rates on business loans. A transparent rate structure with no hidden rates and charges on business loan ensures manageable business costs.
Business Loan Documents Required
At Tata Capital, applying for a business loan online is simple—just submit a few essential documents, including:
- **KYC Documents:** ID proof and address proof of the borrower (PAN Card, Voter ID, Passport, or Driving License)
- **Proof of Business:** Business Registration Certificate, GST Registration, Trade License, Partnership Deed, or Sole Proprietorship Declaration
- **Financial Documents:** Last two years’ Income Tax Returns and Computation of Income
- **Audited Financials:** Audited balance sheet and Tax Audit Report for the past two years
- **Profit & Loss Statement or Balance Sheet:** Duly audited by a Chartered Accountant for the last two years
- **Bank Statements:** Current bank account statements for the past six months
- **GST Statements:** GST filings for the last six months
Simplify your loan application with these straightforward document requirements.
Types of Business Loan Available with Tata Capital
With Tata Capital, you can avail of an instant business loan with zero collateral and minimum paperwork. Here are the different types of business loans available with us:
Business Loan for Women
If you’re a self-reliant business woman looking to boost your working capital and scale business operations, you can apply for a business loan for women with us.
MSME/SME Loans
Being the owner of a small or medium-sized business, you may need funding from time to time to nurture your business. You can apply for MSME/SME Loan with us to fulfill your business finance requirements.
Working Capital Loan
Every business, be it big or small, needs working capital to maintain its day-to-day operations. By availing of a working capital loan with us, you can ensure the smooth functioning of your business.
Machinery Loan
If you’re into a manufacturing business, you may need to install the latest machinery or equipment in your factory. You can apply for a machinery loan with us to fund the purchase of your business-related tools or equipment.
Corporate Solutions Across Industries
Your Success, Our Support
Working Capital Loans
Term Loans
Equipment Financing & Leasing
We Provide Working Capital solutions that are tailor made to suit your industry and business requirements.
Our Term Loans are ideal funding mechanisms for your business growth, major capital improvements, large capital investments (such as machinery and working capital) and the purchase of existing business.
Our Equipment financing and Leasing Solutions brings you comprehensive and innovative, solution-oriented asset financing solutions.
Structured Products
Our vast industry knowledge and structuring capabilities allows us to offer wide range of customized financing solutions.
Our Subsidiaries
Tata Capital Housing Finance Limited
Tata Securities Limited
Let’s Work Together
Get in touch so we can start working together.