About
TATA AIG Motor Insurance is a comprehensive insurance policy designed to provide financial protection to vehicle owners against various risks associated with their vehicles. Here are some key features and benefits of TATA AIG Motor Insurance:
Third-Party Liability Coverage: TATA AIG Motor Insurance provides coverage for third-party liabilities, including bodily injury or death of third parties and property damage caused by the insured vehicle. This coverage is mandatory as per the Motor Vehicles Act, 1988.
Own Damage Coverage: The policy also covers damages to the insured vehicle due to accidents, fire, theft, vandalism, natural disasters, and other perils. This coverage is optional but highly recommended for comprehensive protection.
Personal Accident Cover: TATA AIG Motor Insurance includes personal accident cover for the owner-driver, providing compensation in the event of accidental death or permanent total disability arising from a covered accident.
Add-On Covers: Policyholders can enhance their coverage by opting for add-on covers such as zero depreciation cover, engine protection cover, roadside assistance cover, consumable expenses cover, and more, providing additional protection and benefits.
Cashless Claim Settlement: TATA AIG has a vast network of authorized garages where policyholders can avail of cashless claim settlement services, ensuring convenient and hassle-free repairs in case of accidents or damages.
No Claim Bonus (NCB): Policyholders can earn NCB for every claim-free year, which leads to a discount on the premium at the time of policy renewal, encouraging safe driving habits and responsible behavior.
Quick Claim Settlement: TATA AIG aims to provide quick and efficient claim settlement services, minimizing the hassle and inconvenience for policyholders during the claims process.
Online Policy Purchase and Renewal: TATA AIG Motor Insurance can be easily purchased and renewed online through the company's website or mobile app, offering convenience and accessibility to customers.
24/7 Customer Support: TATA AIG provides round-the-clock customer support to assist policyholders with queries, claims processing, policy issuance, and other services, ensuring a seamless experience for customers.
Overall, TATA AIG Motor Insurance offers comprehensive coverage, add-on benefits, and efficient claim settlement services to protect vehicle owners against financial losses arising from accidents, damages, theft, and other unforeseen events. It helps provide peace of mind and security on the road, ensuring a smooth and worry-free driving experience.