About
TATA AIG Eldercare is an insurance plan specifically designed to cater to the healthcare needs of senior citizens or elderly individuals. This plan offers comprehensive coverage and benefits tailored to address the unique health challenges faced by the elderly population. Here are some key features and benefits of TATA AIG Eldercare:
Senior Citizen Coverage: TATA AIG Eldercare is specifically designed for individuals aged 60 years and above, providing them with access to comprehensive health insurance coverage tailored to their specific needs.
Pre-existing Conditions Coverage: The plan may offer coverage for pre-existing medical conditions, ensuring that elderly individuals with pre-existing health issues can receive necessary medical treatment without worrying about coverage exclusions.
Comprehensive Medical Coverage: TATA AIG Eldercare provides coverage for a wide range of medical expenses, including hospitalization, surgeries, diagnostic tests, medications, consultations, and other healthcare services required by senior citizens.
Pre and Post-Hospitalization Expenses: The plan covers pre and post-hospitalization expenses, ensuring comprehensive coverage for medical treatments and related costs incurred by elderly individuals before and after hospitalization.
Daycare Procedures: Coverage is provided for daycare procedures that do not require 24-hour hospitalization, ensuring coverage for advanced medical treatments and surgeries performed on an outpatient basis.
Ambulance Cover: TATA AIG Eldercare includes coverage for emergency ambulance services, ensuring timely transportation to the hospital in case of medical emergencies for elderly individuals.
Optional Riders: Policyholders may have the option to enhance their coverage by adding optional riders such as critical illness rider, personal accident rider, and hospital cash rider, providing additional protection against specific health risks and financial challenges.
Tax Benefits: Premiums paid towards TATA AIG Eldercare are eligible for tax benefits under Section 80D of the Income Tax Act, 1961, providing policyholders with additional savings on their taxable income.
24/7 Customer Support: TATA AIG offers round-the-clock customer support to assist policyholders with queries, claims processing, and other policy-related services, ensuring a hassle-free experience for elderly individuals and their families.
Overall, TATA AIG Eldercare is designed to provide elderly individuals with comprehensive health insurance coverage, ensuring their healthcare needs are met and they can enjoy a secure and healthy lifestyle in their golden years.