About
TATA AIG Accidental Guard is an insurance plan offered by TATA AIG General Insurance Company Limited specifically designed to provide financial protection in the event of accidental injuries or death. Here are some key features and benefits of TATA AIG Accidental Guard:
Accidental Death Benefit: The plan provides a lump sum payment to the nominee in the event of the insured's death due to an accident. This benefit offers financial support to the insured's family in their time of need.
Permanent Total Disability Benefit: If the insured suffers from permanent total disability due to an accident, the plan provides a lump sum payment to help cover medical expenses, rehabilitation costs, and loss of income.
Permanent Partial Disability Benefit: In case of permanent partial disability caused by an accident, the plan offers a percentage of the sum insured as compensation, based on the severity of the disability.
Accidental Medical Expenses: TATA AIG Accidental Guard covers medical expenses incurred due to accidental injuries, including hospitalization, surgeries, diagnostic tests, medications, and other healthcare services.
Ambulance Expenses: The plan reimburses ambulance charges incurred for transporting the insured to the hospital following an accident, ensuring timely medical attention.
Education Benefit: In the unfortunate event of the insured's death or permanent total disability due to an accident, the plan may provide financial assistance for the education of dependent children, helping to secure their future.
Worldwide Coverage: TATA AIG Accidental Guard offers coverage worldwide, ensuring protection for the insured against accidents both domestically and internationally.
Optional Riders: Policyholders may have the option to enhance their coverage by adding optional riders such as accidental hospital cash, weekly benefit for temporary total disability, and accidental death and dismemberment rider.
Easy Claim Process: TATA AIG provides a hassle-free claim settlement process, ensuring prompt processing and settlement of claims to provide financial relief to the insured or their nominees.
Overall, TATA AIG Accidental Guard is a comprehensive insurance plan that offers financial protection and peace of mind to individuals and their families in the event of accidental injuries or death. It provides coverage for a wide range of accidental risks, ensuring financial security and stability during difficult times.